USAVisa savings plan: what would your monthly amount be worth?
With $50 a month since Nov 2016 you'd have $11,781 today, having paid in $6,000.
Savings plan table
Monthly amount and time frame, each calculated up to today.
| 5 years | 10 years | |
|---|---|---|
| $25 a month | $2,060$1,500 paid in | $5,891$3,000 paid in |
| $50 a month | $4,121$3,000 paid in | $11,781$6,000 paid in |
| $100 a month | $8,242$6,000 paid in | $23,562$12,000 paid in |
How often did a 10-year plan pay off?
We calculated every possible 10-year period since Mar 2008 (104 start months).
100.0%
of periods ended in profit
Best start
Sep 2008
4.5× what was paid in
Worst start
Mar 2016
1.8× what was paid in
Typical (median): 2.6× what was paid in
Monthly plan or all at once?
Same money over the last 10 years: $6,000 either spread monthly or invested at the start.
Monthly plan
$11,781
All at the start
$28,417
When prices rise, investing everything at once usually wins. A monthly plan spreads the risk of a bad entry over many points in time.
Values in USD, month-start prices, excluding dividends, costs and taxes. Past performance is no guarantee.