Johnson & Johnson savings plan: what would your monthly amount be worth?
With $50 a month since Nov 2016 you'd have $9,890 today, having paid in $6,000.
Savings plan table
Monthly amount and time frame, each calculated up to today.
| 5 years | 10 years | 20 years | |
|---|---|---|---|
| $25 a month | $2,193$1,500 paid in | $4,945$3,000 paid in | $15,366$6,000 paid in |
| $50 a month | $4,386$3,000 paid in | $9,890$6,000 paid in | $30,732$12,000 paid in |
| $100 a month | $8,772$6,000 paid in | $19,780$12,000 paid in | $61,463$24,000 paid in |
How often did a 10-year plan pay off?
We calculated every possible 10-year period since Jan 1985 (382 start months).
98.7%
of periods ended in profit
Best start
Apr 1989
3.7× what was paid in
Worst start
Feb 1999
0.9× what was paid in
Typical (median): 1.6× what was paid in
Monthly plan or all at once?
Same money over the last 10 years: $6,000 either spread monthly or invested at the start.
Monthly plan
$9,890
All at the start
$13,678
When prices rise, investing everything at once usually wins. A monthly plan spreads the risk of a bad entry over many points in time.
Values in USD, month-start prices, excluding dividends, costs and taxes. Past performance is no guarantee.